BLUE VIKINGS INCOME FUND
Monthly PASSIVE INCOME from Real Estate Loans
What is the Blue Vikings INCOME FUND?
Invest with Confidence in Real Estate Backed Loans
Blue Vikings Income Fund offers accredited investors a unique opportunity to earn consistent, secured returns through a diversified portfolio of real estate loans while keeping their investment funds liquid, while keeping their investment funds liquid. Our primary focus is on short-term rehabilitation projects, providing loans to experienced real estate investors for property acquisition and renovation.
Why Invest with Us?
- Diversified Portfolio: Spread your investment across multiple loans to minimize risk and enhance stability.
- Secured Loans: Each loan is backed by a first-position lien on the property, ensuring your investment is collateral-backed.
- Consistent Returns: Earn preferred returns ranging from 7% to 10% annually.
- Monthly Distributions: Receive monthly interest payments directly to your account or reinvest for compound interest.
- Experienced Management: Our team brings over 50 years of combined experience in real estate investment and fund management.
FOR INVESTORS
Benefits
- Preferred Returns: 7% to 10% annually.
- Minimum Investment: $25,000.
- Monthly Distributions: Directly to your account.
- Liquidity: Full liquidity available after initial 6-months.
- Compounding Option: Compound your distributions for an even higher return.
Risk Management
- Thorough Vetting: Detailed documentation and Broker Price Opinions (BPOs) to assess property values.
- First Position Liens: Allows us to foreclose in case of borrower default, protecting your capital.
- Experienced Team: Managed by experts with extensive backgrounds in real estate and finance.
WHO CAN BENEFIT FROM THE INCOME FUND?
REAL ESTATE INVESTORS
MEDICAL PROFESSIONALS
BUSINESS OWNERS
HIGH NET WORTH INDIVIDUALS
HIGH INCOME INDIVIDUALS
HOW THE INCOME FUND WORKS
This offering is available to anyone who qualifies as an accredited investor. An accredited investor either has a net worth of $1 million, not including their primary residence, OR an annual income of $200,000 (or $300,000 if married) for the last two years and whom has a reasonable expectation that it will continue.
OUR INVESTMENT STRATEGY
Our core strategy involves issuing loans to experienced real estate investors for the acquisition and renovation of properties. Upon completion, these properties are quickly resold, allowing for loan repayment and profit generation. Our thorough vetting process ensures each loan is a sound investment.
Frequently Asked Questions
These are some of the questions people most frequently ask us:
Question #1: What happens if a loan defaults?
We hold first position liens with immediate rights to foreclose. Once foreclosed, our team will either wholesale the property to a well-known rehabber or rehab the property ourselves and then put it up for sale.
Question #2: Do I have to compound my return or can I take out monthly distributions?
You are not required to compound your monthly return. In your investor portal, there will be an option to select monthly distributions or compounding of returns. You can switch this selection at any time.
Question #3: How does the liquidity option work?
The liquidity option allows you to request your investment out of the fund anytime after the initial 6 months. There is no penalty to withdraw any portion, or all of your investment. When you submit your request, your requested amount will be returned to you as soon as possible, but no later than 90 days. *some exclusions apply – see PPM for details.
Question #4: Is my capital diversified across all of the loans in the fund?
Yes, this provides lower risk than lending private money on individual assets. Using a fund is essential to reduce risk since your investment is diversified across all loans immediately when you invest in the fund.
Question #5: How do you vet potential borrowers?
We use the number of deals that a potential borrower has successfully exited in the past. If we don’t know them, we have them send HUDS showing proof of those deals. The main focus is the asset.
Question #6: What requirements do the assets have to meet?
The asset needs to meet our guidelines of 65-70% ARV (After Repair Value.) Our more experienced borrowers get the higher end of that range.
Question #7: How long does it take to start earning a return?
Once you have signed your subscription documents and wired your funds, we will start working on placing those funds into a loan. You start earning a return as soon as your money is placed, or at the 30-day mark, whichever occurs first.
Question #8: Can I add additional funds after my initial investment?
Yes, you can add additional funds at any time. If adding funds brings your balance up into the next investment tier, your entire balance will begin to recieve the returns associated with that tier. Adding funds does NOT restart the initial 6 month lock-in period.